Variable Annuities
Gain Market Potential Based on the Investment Options YOU ChooseVariable Annuities Can Offer:
Tax-deferred growth potential.
Variable investment options
Income options.
Death benefit options.
Optional benefits that may help protect your retirement assets and income
How Do Variable Annuities Work?
1. Customize your investment.
You give the insurance company money in one or more payments. Some variable annuities let you choose a number of cariable investment options, while others offer a predetermined mix of investments.
3. Tax Deferred Growth
You defer paying taxes on your contract’s interest until you receive money from the contract. Tax-deferred interest means the money in your annuity can grow faster.
2. Accumulation Phase
Your contract’s value may increase or decrease, depending on the performance of the investments you choose. Varialbe annuities involve risk and it’s possible to lose money.
4. Distribution Phase
After a period of time specified by your annuity, you may then receive the amount allowed by your annuity in a lump sum, over a set period of time, or as income for the rest of your life.
Annuities are complex products that include many features and factors. It is important to understand the balance beween all features available with any annuity. You should consult with a financial professional to determine if an annuity is appropriate for your needs.
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